Payroll Deductions

Castle & Crystal Credit Union offer employees of selected local organisations a convenient & hassle free way to save and borrow money.

Our exclusive payroll deduction scheme allows a set amount of funds, decided by you, to be taken directly from your salary each time you are paid. 

Benefits of payroll deduction

    • Flexible- It can be increased, decreased or cancelled at any time.

    • Multi-purpose- Use your funds to save, repay loans or both.

    • Affordable- Save as much or as little as you can afford.

    • Simple- Funds are deposited into your savings before your salary reaches your bank account so any temptation to spend is reduced.

  Setting up a payroll deduction

To sign up to payroll deduction, you firstly need to make sure you are a member of Castle and Crystal & your employer is participating in the scheme.

These currently include:

    • Dudley Council Benefit from payroll deduction

    • Dudley College

    • Dudley Group of Hospitals

    • Dudley & Walsall Mental Health Partnership

    • Chadd Housing Association

    • Rooftop Housing Group
    • West Midlands Ambulance Service
    • Worcestershire Acute Hospitals NHS Trust

To save via this method, you need to join us first then simply complete a payroll deduction form & return to us. You can then watch your savings grow. 


Information for employers

We are extremley keen for other local organisations to become involved with our payroll deduction scheme & bring the benefits of our credit union to your employees. All it requires is an agreement between us and your payroll department to be set up in the first instance & future opportunities to promote the scheme to your employees.

Please contact our office by email for further advice on becoming a part of the scheme.